Auto Lending Collections
Recover Collateral, Capital, and Control—Faster
As of Q1 2025, over 7.9% of auto loans are at least 30 days past due, and default rates for subprime borrowers exceed 24%, according to TransUnion’s Auto Loan Industry Snapshot.
Asset depreciation, vehicle abandonment, and legal delays make fast recovery not just ideal—but essential.
In auto finance, non-performing accounts bleed capital and shrink your margins. Whether you're managing a subprime portfolio or direct installment lending, Restitution Mediations (RMED) delivers high-impact recovery services that get results quickly—without compromise.
We serve:
- Independent and franchise dealerships
- Auto finance companies and title lenders
- Buy Here Pay Here (BHPH) portfolios
- Subprime and near-prime credit segments
What Sets RMED Apart in Auto Recovery
✓ Targeted skip-tracing, asset verification, and delinquent borrower location
✓ Contingency-based collections powered by DebtArX™, our proprietary enforcement engine
✓ Seamless integration with dealership CRMs and finance platforms
✓ Fast action on 90+ day defaults, skips, and charge-offs
✓ Full legal compliance with UCC recovery, repossession law, and state finance statutes
✓ Detailed account scoring to prioritize collections by payment probability, not emotion
Recovery Isn’t a Request—It’s an Obligation
When debtors default, Restitution Mediations responds with lawful pressure, performance strategy, and relentless execution. Reclaim your assets. Reclaim your capital. Reassert control.
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